Start gathering information that a mortgage lender will require

This is the time to start gathering income verification, credit scores and liabilities. Having this information in the hands of the lender as soon as possible can help expedite the loan approval process. It is very important to watch spending. It is not recommended that you start purchasing or charging large items on credit cards or lines of credit. This WILL impact your credit rating score.

Following the three initial steps can save you a lot of time, money and headaches. Take the stress of home buying out of your experience. This is an exciting adventure and taking the right steps can make your experience enjoyable as it should be!